GROUP HEALTH INSURANCE

• Quincy (the company) offers group health insurance to full-time employees and their eligible dependents. You have a choice of three deductible levels.
• Eligibility: 1st of the month after 60 days of full time employment.

HEALTH CLUB MEMBERSHIP

• The company offers a health club membership to full-time employees.  You pay tax only membership fee.

DENTAL INSURANCE

• The company offers Dental Insurance to full-time employees and their eligible dependents.
• Eligibility: 1st of the month after 60 days of full time employment.

SECTION 125 PLAN—Flexible Spending

• Effective each January 1^st, full-time employees are eligible to participate in a pre-tax/flexible spending plan.
• This plan allows employees to set aside pre-tax $$ into a medical reimbursement account to pay for out-of-pocket medical expenses or into a dependent care reimbursement account to pay for dependent care expenses. 
• Medical and dental insurance premiums are deducted from your paychecks on a pre-tax basis.

VISION PLAN

• The company offers Vision Insurance to full-time employees and their eligible dependents.
• Eligibility: 1st of the month after 60 days of full time employment.

EMPLOYEE ASSISTANCE PLAN

• The company offers an EAP to full-time employees and their eligible dependents.
• Eligibility: 1st of the month after 60 days of full time employment.

LIFE INSURANCE –
Term Life and Accidental Death and Dismemberment Ins.

• The company provides group term Life Insurance plus AD&D to full-time employees. 
• Eligibility: 1st of the month after 60 days of full time employment. 
• The company pays 100% of the premium.
  • Life Insurance:  1.5X Annual Salary
  • AD&D:  1.5X Annual Salary

SHORT TERM DISABILITY

• The company provides Short Term Disability benefits to full-time employees.
• Eligibility: Based on years of service. 
• The company pays 100% of the premium.
• Benefit is 100% of annual salary

LONG-TERM DISABILITY

• The company provides LTD to full-time employees.
• Eligibility: 1st of the month after 60 days of full time employment. 
• The company pays 100% of the premium.
• LTD benefit is 60% of annual salary.    

 401(k)

• Employees age 21+ are eligible to enroll in the 401(k) plan immediately following the date of hire.
• Employees may contribute up to 75% of salary into the 401(k) plan to the max allowed by the IRS.
• Automatic enrollment and deferral of 2% will begin 60 days after date of hire if you have not otherwise enrolled.

PROFIT SHARING

• Employees who are at least age 21 are participants in the QNI Profit Sharing Plan.
• No enrollment is required.
• The company may make an annual contribution to your retirement account on your behalf.

TUITION REIMBURSEMENT

• Full-time employees with at least one year of service may apply for tuition reimbursement subject to General Manager and QNI approval.

• 50% tuition reimbursement is granted per a grade of "C" or better at an accredited educational institution. 

VACATION

• Full-time employees are eligible for vacation per the following schedule:
• Year of hire—start date prior to May 1^st:
  • 1 week of vacation
• Calendar year of 1^st Anniversary:
  • 2 weeks of vacation
• Calendar year of 8^th Anniversary:
  • 3 weeks of vacation
• Calendar year of 20^th Anniversary:
  • 4 weeks of vacation 
• One week is defined as the weekly hours an employee is regularly scheduled to work.
• Full-time employees are eligible for seven (7) paid sick days after 90 days of employment.

SICK LEAVE

HOLIDAYS

• New Year's Day
• Memorial Day
• Independence Day
• Labor Day
• Thanksgiving Day
• Christmas Day 

This information is intended as a summary only. Full details are contained in your Employee Manual and benefit plan documents. The company may change these benefits at any time.